By submitting an application or inquiry form on the Lending Orbits website, you provide your express written consent to receive electronic communications from us and from lenders in our network. This E-Consent Agreement explains the scope of that consent and your rights regarding electronic communications.
This consent covers communications delivered via email, text message (SMS), and other electronic means in connection with your loan inquiry and any follow-up communications relating to loan products and services that may be available to you.
You have the right to withdraw this consent at any time. Withdrawing consent does not affect the validity of any transactions already completed electronically.
By submitting your application on Lending Orbits, you agree to receive communications electronically from Lending Orbits and from third-party lenders in our network. Please read this agreement carefully before submitting any form on our website.
Electronic consent, or E-Consent, is your agreement to receive legally required disclosures, notices, and other communications in electronic form rather than in paper form. Under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and related state laws, businesses may provide required disclosures and obtain legally binding signatures electronically, provided that the consumer has given informed consent.
By consenting to electronic communications, you agree that electronic records and signatures have the same legal validity as paper records and handwritten signatures. This E-Consent Agreement governs how Lending Orbits and lenders in our network may communicate with you electronically.
By using our website and submitting any form, you consent to receiving the following types of communications electronically:
This consent applies to communications from Lending Orbits and may extend to lenders in our network who receive your inquiry information, subject to their own consent terms. Lenders you are connected with may contact you directly in connection with your loan inquiry, and their communications are subject to their own E-Consent agreements and policies.
You have the right to receive a paper copy of any electronic record or disclosure. To request a paper copy of any document provided electronically, please contact us at hello@lendingorbits.com with a description of the specific document you would like to receive. Please note that we may charge a reasonable fee for producing and mailing paper copies.
For paper copies of documents provided by third-party lenders, please contact the relevant lender directly. Lending Orbits is unable to provide copies of documents issued by third parties on their behalf.
You may withdraw your consent to receive electronic communications at any time by contacting us at hello@lendingorbits.com with the subject line "Withdraw E-Consent." Please include your name and the email address associated with your inquiry.
Withdrawal of consent will be effective after we have had a reasonable opportunity to process your request. Please be aware that withdrawing your consent may affect your ability to use certain features of our website or services, as some communications are required by law to be delivered in a specific manner.
Withdrawing your consent does not affect the validity of any electronic agreements, transactions, or disclosures that took place before your withdrawal was processed.
To access, review, and retain electronic communications from Lending Orbits, you will need the following minimum technical capabilities:
It is your responsibility to maintain the hardware and software necessary to receive and retain electronic communications. If your technical capabilities change and you are no longer able to access electronic communications, please contact us so we can discuss alternative arrangements.
It is your responsibility to keep your contact information current and accurate. If your email address, phone number, or other contact information changes, you must notify us promptly so we can update our records and continue to deliver important communications to you.
You may update your contact information by reaching out to us at hello@lendingorbits.com or through our Contact page. Please note that Lending Orbits is unable to update contact information stored with third-party lenders on your behalf — you should contact any lender directly to update your information in their systems.
Lending Orbits is not responsible for any failure to receive electronic communications that results from outdated or inaccurate contact information on file.
The E-SIGN Act requires that you be informed of your rights regarding electronic records before consenting. Specifically, you should be aware that:
By submitting a form on our website, you acknowledge that you have read and understand these disclosures and that you are providing your informed, voluntary consent to receive electronic communications in accordance with the E-SIGN Act.
You can manage your communication preferences at any time by contacting us at hello@lendingorbits.com. You may request to unsubscribe from marketing communications while still receiving required transactional and legal notices, or you may withdraw your consent to electronic communications entirely as described in Section 4 above.
To opt out of SMS text message communications, you may reply STOP to any text message you receive from us. Standard message and data rates may apply. To opt out of email communications, follow the unsubscribe link included in any email we send you, or contact us directly.
If you have questions about this E-Consent Agreement, your rights regarding electronic communications, or how to exercise any of the choices described in this agreement, please contact us:
We are committed to helping you understand your rights and to processing any requests relating to your consent preferences in a timely and transparent manner. For questions specifically about communications from third-party lenders, please contact those lenders directly.