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Home › Privacy Policy

Privacy Policy

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Contents

  • 1. Introduction
  • 2. Information We Collect
  • 3. How We Use Your Information
  • 4. Information Sharing
  • 5. Cookies & Tracking
  • 6. Data Security
  • 7. Third-Party Links
  • 8. Your Rights & Choices
  • 9. Children's Privacy
  • 10. Changes to This Policy
  • 11. Contact Us

1. Introduction

Lending Orbits ("we," "our," or "us") operates the website located at lendingorbits.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our loan matching services.

By using our website and submitting information through our forms, you agree to the practices described in this Privacy Policy. If you do not agree with the terms of this policy, please do not access or use our site.

We are committed to maintaining the privacy and security of your personal information. This policy is designed to be transparent about our data practices so you can make informed decisions about sharing your information with us.

2. Information We Collect

We collect information you voluntarily provide when you fill out forms on our website, including when you submit a loan inquiry or contact us through our contact form. This information may include:

  • Full name and contact details such as email address and phone number
  • Financial information including requested loan amount and loan purpose
  • Employment status and other self-reported financial details
  • Communications you send to us through our contact form

We also automatically collect certain information when you visit our website. This includes your IP address, browser type and version, operating system, referring URLs, pages viewed, and the date and time of your visit. This information is collected through standard web server logs and analytics tools.

We may also collect information about your device, including device identifiers and mobile network information, when you access our site via a mobile device.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To connect you with lending partners in our network who may match your loan request profile
  • To respond to your inquiries and provide customer support
  • To send you information about our services that may be relevant to your needs
  • To improve our website functionality and user experience
  • To analyze how visitors use our site in order to improve our content and services
  • To comply with legal obligations and protect our legal rights
  • To detect, prevent, and address technical issues and fraudulent activity

We will not use your information for purposes that are incompatible with those described in this policy without first obtaining your consent.

4. Information Sharing and Disclosure

Lending Orbits is a loan matching platform. When you submit a loan inquiry form, we share the information you provide with lending partners in our network who may be able to offer you loan products. By submitting our form, you expressly authorize us to share your information with these third-party lenders for this purpose.

We may also share your information in the following circumstances:

  • Service Providers: We may engage third-party companies and individuals to assist with our business operations, such as analytics providers, website hosting services, and marketing platforms. These parties are contractually bound to handle your information securely and only for the purposes we specify.
  • Legal Requirements: We may disclose your information if required to do so by law, court order, or governmental authority, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
  • Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their own independent marketing purposes unrelated to loan matching services.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and collect information about how you use our site. Cookies are small data files placed on your device when you visit a website.

We use the following types of cookies:

  • Essential Cookies: Necessary for the website to function properly. These cannot be disabled.
  • Analytics Cookies: Help us understand how visitors interact with our website so we can improve it.
  • Marketing Cookies: Used to deliver relevant advertising and track the effectiveness of our marketing campaigns.

You can control cookie settings through your browser preferences. Most browsers allow you to refuse cookies or alert you when cookies are being sent. Note that disabling certain cookies may affect the functionality of our website.

We may also use web beacons, pixel tags, and similar technologies to track user activity and collect analytics data. These work in conjunction with cookies to provide a more complete picture of how users engage with our site.

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our website uses SSL/TLS encryption to protect data transmitted between your browser and our servers.

We maintain physical, electronic, and procedural safeguards that comply with applicable regulations to protect your personal information. Access to your information is restricted to authorized personnel who need it to perform their job functions.

While we take reasonable steps to protect your information, no method of transmission over the internet or method of electronic storage is 100% secure. We cannot guarantee absolute security, and you submit information to us at your own risk. If you become aware of any security breach, please contact us immediately.

7. Third-Party Links

Our website may contain links to third-party websites, including the websites of lending partners in our network. When you click on these links and visit those sites, our Privacy Policy no longer applies. We have no control over the content, privacy policies, or practices of third-party sites.

We encourage you to review the privacy policy of every website you visit, especially before providing any personal or financial information. The inclusion of a link on our site does not imply our endorsement of the linked site or its privacy practices.

Lending Orbits is not responsible for the privacy practices, terms, or content of any third-party websites accessible through links on our site.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information. These may include:

  • Access: The right to request a copy of the personal information we hold about you.
  • Correction: The right to request correction of inaccurate or incomplete information.
  • Deletion: The right to request deletion of your personal information, subject to certain exceptions.
  • Opt-Out: The right to opt out of certain data sharing or marketing communications.
  • Portability: The right to receive your data in a structured, machine-readable format.

To exercise any of these rights, please contact us at hello@lendingorbits.com. We will respond to your request within a reasonable timeframe and in accordance with applicable law. Please note that we may need to verify your identity before processing certain requests.

If you wish to opt out of marketing communications, you may do so by following the unsubscribe instructions in any email we send or by contacting us directly.

9. Children's Privacy

Our website and services are not directed at individuals under the age of 18. We do not knowingly collect personal information from children under 18 years of age. If you are under 18, please do not submit any personal information through our website.

If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information as soon as possible. If you believe we may have collected information from a child, please contact us immediately at hello@lendingorbits.com.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices, legal requirements, or for other operational reasons. When we make material changes, we will update the "Last Updated" date at the top of this page.

We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information. Your continued use of our website following any changes constitutes your acceptance of the revised policy.

If we make significant changes that materially affect how we handle your personal information, we may also provide a more prominent notice on our website or send a notification to any email address you have provided.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through any of the following methods:

  • Email: hello@lendingorbits.com
  • Website: Contact Form

We are committed to addressing your concerns promptly and transparently. If you are not satisfied with our response, you may have the right to lodge a complaint with a relevant data protection authority in your jurisdiction.

Lending Orbits

Helping borrowers find the right loan by connecting them with a trusted network of independent lending partners.

Lending Orbits is not a lender. We connect borrowers with a network of independent lending partners.

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